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"To leave satisfied you must arrive prepared."

Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

I hope you enjoy the free reports I’ve provided, and I hope you learn a little more about what it takes to make your important purchase a great one.

The real estate market in Staten Island is certainly volatile, and all of the information about buying a home can be overwhelming. I can help.

When you're ready to act, contact me.

I fight on behalf of my buyers.
I negotiate the absolute best price.
I protect you.
I simplify your transaction for you as much as possible.

I look forward to working with you.

Thanks for stopping by,
Hector

Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$	Required
Monthly Debt:	$	Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage

Qualification

Affordability

Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Home Buyer Reports

	Be sure not to pay too much for your home! Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture... Read More
	Ensure A Smooth Home Purchase Buying a home can be an emotional, time-consuming, and complex process... Read More
	Avoid the Most Common Buying Errors Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details... Read More
	Things To Keep In Mind When Buying Your First Home Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home... Read More

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Real Estate Agent / Certified Short Sale Professional Serving:
ANNADALE, ARDEN HEIGHTS, ARLINGTON, ARROCHAR, BAY TERRACE, BLOOMFIELD, BULLS HEAD, BUTLER MANOR, CASTLETONCORNER, CHARLESTON, CLIFTON, CLOVE LAKE, CONCORD, DONGAN HILLS-ABOVE HYLAN, DONGAN HILLS-BELOW HYLAN, DONGAN HILLS COLONY, ELM PARK, ELTINGVILLE, EMERSON HILL, EMERSON VALLEY, FORT WADSWORTH, GRANITEVILLE, GRANT CITY, GRASMERE, GREAT KILLS,GRYMES HILL, HEARTLAND VILLAGE, HIGH ROCK, HUGUENOT, LATOURETTE, LIGHTHOUSE HILL, Livingston, LOWER TODT HILL, MANOR HEIGHTS, MARINERS HARBOR,MIDLAND BEACH,NEW BRIGHTON, NEW DORP, NEW SPRINGVILLE, OAKWOOD, OAKWOOD - NEW DORP BEACH, OAKWOOD - NEW DORP HEIGHTS, OLD TOWN, PARK HILL, PLEASANT PLAINS, PORT RICHMOND, PRINCES BAY, RANDALL MANOR, RICHMONDTOWN, RICHMOND VALLEY, ROSEBANK, ROSSVILLE, ROYAL OAK, SE ANNADALE, SHORE ACRES, SILVER LAKE, SNUG HARBOR, SOUTH BEACH, ST GEORGE, STAPLETON, SUNNYSIDE, SUNSET HILL, TODT HILL, TOMPKINSVILLE, TOTTENVILLE, TRAVIS, WARD HILL, WEST BRIGHTON, WESTERLEIGH, WILLOWBROOK, WOODROW,