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Are you getting the tax credit you deserve?

Historically low interest rates and federal home buyer tax credit have combined to create one of the most attractive first-time buyer markets in recent memory. What many Americans might not realize is that a recent expansion of the buyer tax credit has Read More...
Posted Sunday, January 31, 2010 10:39 AM by Hector Mesa | 0 Comments

FHA Toughens Down Payment Rules

The Federal Housing Administration will raise the minimum down payment for its least credit-worthy borrowers, the agency announced Tuesday. The change is among a number of major changes the FHA is making to ensure its long-term financial soundness. Borrowers Read More...
Posted Saturday, January 23, 2010 4:13 PM by Hector Mesa | 0 Comments

Just Listed Spacious 2 bedroom, 2 baths End Unit Townhouse

Spacious 2 bedroom, 2 baths End Unit Townhouse with front and side yard, family room, new roof, baths' sheet rock, wood burning fireplace, too much to mention. Read More...
Posted Monday, January 18, 2010 1:39 PM by Hector Mesa | 0 Comments

Record Streak Continues for Pending Home Sales

Pending home sales have increased for seven straight months, the longest in the series of the index which began in 2001, according to the National Association of Realtors®. The Pending Home Sales Index, a forward-looking indicator based on contracts Read More...
Posted Saturday, October 03, 2009 2:45 PM by Hector Mesa | 0 Comments

Will The FHA Insure Loans With Nothing Down?

Will The FHA Insure Loans With Nothing Down? Here today, gone tomorrow. That pretty much describes HUD's one-day policy regarding FHA loans with nothing down. The whole matter began on May 11th when HUD published a “mortgagee letter” which Read More...
Posted Tuesday, August 04, 2009 3:07 PM by Hector Mesa | 0 Comments

First time buyers could receive a $7,500 tax credit if they purchase soon.

Homebuyers get a bonus in the stimulus bill NEW YORK (CNNMoney.com) -- If you're thinking of buying a home, there could be a big bonus for you in the economic stimulus bill that's now before Congress. Among its many provisions is a $7,500 tax Read More...
Posted Friday, January 30, 2009 9:06 AM by Hector Mesa | 0 Comments

Before You Close

Don't Jeopardize Your Loan Taking out a another loan, buying a car, or making large credit card charges before you close can jeopardize your loan commitment. Lenders run a second credit check prior to closing to check for new charges. Time to Close Read More...
Posted Wednesday, August 13, 2008 10:18 PM by Hector Mesa | 0 Comments

Financing Facts Buying Real Estate

What to Do First Obtain a copy of your credit report and check for errors. Do this prior to your lender ordering one. Mistakes are found. To get copies of your credit report! Next gather all your financial data. Lenders will want to see bank account statements, Read More...
Posted Wednesday, August 13, 2008 10:06 PM by Hector Mesa | 0 Comments

Owning Real Estate

The First Week - Install new locks. - Make extra sets of keys. - Buy a fire extinguisher for the kitchen and garage. - Install or check the batteries in the smoke detectors. Who's Taking Pictures? The first 6 months you will notice people taking pictures Read More...
Posted Wednesday, August 13, 2008 9:17 PM by Hector Mesa | 0 Comments

Getting Your House Ready to Sell.

Dress for Success Before you put your house on the market, its best to put a shine to it. The way you present your property to prospective buyers can make all the difference. Without investing in expensive and time-consuming renovation and redecoration, Read More...
Posted Wednesday, August 13, 2008 7:02 PM by Hector Mesa | 0 Comments

Buying a condominium is still an excellent way to start home ownership.

Condominiums are a good way to get into the housing market if you can't afford to buy a house or prefer this type of lifestyle. Condos are also great if you don't want to spend a lot of time doing yard work or maintenance. One important thing Read More...
Posted Wednesday, August 13, 2008 6:40 PM by Hector Mesa | 0 Comments

Come join us at South Beach & Midland Beach festivals.

Join GILLANI HOMES & WELLS FARGO HOME MORTGAGE this weekend at South & Mid Land Beach We will be raffling away prizes to homeowners and buyers. You may stop in to receive your free CMA report and information on buying & selling on Staten Island Read More...
Posted Wednesday, August 13, 2008 4:05 PM by Hector Mesa | 0 Comments

Hector’s 1, 2 STOP Strategy!

Hey guys, This is the first and probably the most fundamental strategy that you will begin with. It is used for those without sufficient experience in the buy to let market. In a nutshell it works like this: once you are in a position to invest simply Read More...
Posted Wednesday, August 13, 2008 1:41 PM by Hector Mesa | 0 Comments

What is a Short Sale?

WHAT IS A SHORT SALE?? A short sale has nothing to do with the speed of a sale. Short sale simply means discount. A short sale means when a homeowner sells their home for a lower amount than what they owe on their mortgage. Most of the time a homeowner Read More...
Posted Tuesday, August 12, 2008 10:13 AM by Hector Mesa | 0 Comments